I just received a pre-renewal letter from PetPlan. It seems they have new underwriters and have made changes that their I am very unhappy with. For five years I have had a plan with a $200 deductible, 80% coverage and $10,000 annual allowance. I haven't complained as my payment went from $200 a year to over $500 a year.The proposed change to my plan is a $500 deduct, 70% coverage and $15,000 maximum annual allowance for $600 per year. This coverage is in not comparable! As an example, if I had a $1,200 expense the old plan would cover $800 and the new would cover $490.I tried different amounts, and according to my calculations I would need a vet bill of $15,000 or more for the insurance payout to be better with the new coverage.They claimed in the letter I could "Build My Own Plan". I tried and set up the same coverage level I've had for the last 5 years. It would cost over $1,300 per year!!!!!I have always been a big advocate for PetPlan, but I will no longer recommend PetPlan.